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Some SMSF members defer the change to a public offer arrangement until retirement, when all members can be in pension phase and all CGT liabilities can usually be avoided.

Your MoneyCommentsPremiumYour step-by-step guide to pulling the plug on DIY super

If running a self-managed superannuation fund has become too much, managing an exit is a relatively easy process. But fail to follow a specific order of events and you could end up paying unnecessary tax.

Nick Bruining

Cashed up from the sale of your home? Downsizer contributions that allow you to tip in $300,000 can make a huge difference to the size of you nest egg? But can they be put into a SMSF?

Bruining Q+ACommentsPremiumCan downsizer super contributions go into a SMSF?

Q+A: Cashed up from the sale of your home? Downsizer contributions that allow you to tip in $300,000 can make a huge difference to the size of you nest egg? But can they be put into an SMSF?

Nick Bruining

A special five-year window to wind up “complying income streams” in SMSFs and public offer schemes is set to end on December 7, 2029.

Personal FinanceCommentsPremiumGet out of SMSF jail card lets you dodge tax penalties

Thousands of older self-managed superannuation funds are likely to be closed down following a significant let-off on potential Centrelink debts and tax liabilities. Are you eligible?

Nick Bruining

Treasurer Jim Chalmers has taken aim at critics of his $3m superannuation concession tax. Dan Peled / NewsWire

financeComments‘Bit of perspective’: Chalmers takes aim at $3m super doubters

Labor has come out swinging in defence of its controversial changes to superannuation taxation, calling for a ‘bit of perspective.’

Cameron Micallef

Labor’s new tax on superannuation is like a form of financial cancer.

SuperannuationPremiumWhat you need to know about Labor’s $3m super tax

Labor’s new tax on superannuation is like a form of financial cancer - there’s a real chance it could spread. Nick Bruining explains.

Nick Bruining

Unrealised gains: Farmers, small business face huge tax bills from Albanese Govt’s controversial super changes

The NightlyWhat you need to know about controversial super changes

Thousands of small business owners and farming families could soon face huge tax bills as the Albanese Government pushes ahead with controversial superannuation changes.

Jackson Hewett

Superannuation members are surprisingly up in April, despite global sharemarkets falling. NewsWire / Nicholas Eagar

SuperannuationPremiumSurprising impact of Trump’s turmoil

Australian superannuation members are being urged to ride out the market swings on the back of Donald Trump’s presidency.

Cameron Micallef

SuperRatings said recent events reflected the benefits of diversity across super fund portfolios.

Your MoneyPremiumSuper fund rebound rewards those who kept calm in turmoil

SuperRatings warns about the dangers of trying to pick markets as retirement savings rebound after Trump’s tariff turmoil.

Neale Prior

The number of Australians raiding their super accounts early to get dental implants and other expensive treatments has exploded by 528 per cent in five years.

The West Australian exclusive
The West Australian exclusive
SuperannuationPremium
The West Australian exclusive
Greedy dentists gaming the system is a national trend

A lot of dentists are getting richer from gaming the ‘compassionate release of super’, but patients aren’t necessarily getting better teeth.

John Flint

Future Fund chief executive Raphael Arndt.

MarketsCommentsFuture Fund ready for financial market upheaval

The Future Fund bosses say they’re ready to ride financial market turmoil after unveiling a 1.2 per cent return for a testing March quarter.

Neale Prior

Would corporate trustee arrangement prevent me from joining an APRA regulated fund?

Nick Bruining Q+ACommentsPremiumHow you can work AND keep collecting a pension

Q+A: Retired but still want to work? No problem! Centrelink’s work bonus scheme allows you to work AND keep collecting a pension. Here’s how it works and what you need to know ...

Nick Bruining

Superannuation contributions are a confusing mess of rules and regulations but if you follow our checklist, you’ll have most bases covered.

Super BoostCommentsPremiumHow to top up super and get stacks back on tax

Superannuation contributions are a confusing mess of rules and regulations — but if you follow our checklist, you’ll have most bases covered.

Nick Bruining

Divorce can have significant negative repercussions on a person’s financial standing. There’s an added layer of complexity if you’re part of a self-managed super fund. Here’s what to watch for ...

Your MoneyPremiumSplitting up with your partner ... and your SMSF

Divorce can have significant negative repercussions on a person’s financial standing. There’s an added layer of complexity if you’re part of a self-managed super fund. Here’s what to watch for ...

Leanne Martinez

With global markets reacting sharply to Donald Trump’s tariff announcements, volatility has surged and many portfolios have taken a hit. 

Your MoneyCommentsPremiumPanic is not an option to ride this ASX rollercoaster

While market swings can be unsettling, history tells us that staying calm and focusing on the bigger picture is the best approach.

Raymond Pecotic

The lock-out took effect on Easter Saturday and is scheduled to end on June 1.

Your MoneyCommentsPremium‘Excessive’ six-week outage hits one million super members

A planned system outage and the suspension of most transactions is affecting more than one million members of one of Australia’s largest industry superannuation funds.

Nick Bruining

Neither of the two major political parties have stated that the freeze will be extended beyond June 30. 

Nick Bruining Q+ACommentsPremiumDeeming rate changes will cut pension for many retirees

Q+A: With major parties silent on what will happen to Centrelink deeming rates once the extended freeze ends on June 30, thousands of retirees fear they could lose their entire part-pension.

Nick Bruining

Superannuation members could be down by as much as 3.9 per cent.

SuperannuationCommentsImpact of Trump chaos on Aussies revealed

Just about every worker and retiree in the country is feeling the impact of US President Donald Trump’s tariff policies.

Cameron Micallef

You can carry-forward unused concessional contribution caps into super.

Nick Bruining Q+ACommentsPremiumHow to making super contribution using property sale profit

Q+A: I want to use some of the profits from the sale of an investment property to contribute to my super. With an ABP of less than $500,000, I can make six years of concessional contributions.

Nick Bruining

An overdue share-market correction was always on the cards, but there’s nothing to guarantee the same thing won’t happen at your new deferred retirement date.

analysis
analysis
Nick BruiningCommentsPremium
analysis
How to stress less when your super is suffering

Will things recover in time? Should you be deferring retirement for another 12 months?

Nick Bruining

Leederville’s Greg Sansom, 75, said he wasn’t always aware of his super amount as it was overseen by a fund manager, but he was still worried by the sudden crash.

EconomyCommentsPremiumTariff chaos causing headaches for WA soon-to-be retirees

Western Australian retirees are facing a nervous wait after Donald Trump’s sweeping tariff policy wreaked havoc on global stock markets, causing superannuation values to plummet.

Oliver Lane

Not Supplied

NEWSPremiumGrim update for one group of Aussies

Older Aussies say their biggest fear is running out of money in retirement, as cost of living continues to put pressures on household budgets.

Cameron Micallef

Industry super fund members are exposed to poor practices that leave them disadvantaged.

opinion
opinion
Your MoneyCommentsPremium
opinion
Industry super’s Teflon coating showing wear and tear

Sadly, like an old low-cost frying pan, it appears the Teflon coating used to adorn the industry super fund network is starting to break down.

Nick Bruining

Investors should be very wary of funds that appear to have outsmarted last week’s savage market decline.

Your MoneyCommentsPremiumBeware super funds that appear to outsmart market crash

Why investors should be very wary of funds that appear to have outsmarted last week’s savage market decline.

Nick Bruining

Rik Mayall from the starting credits of British comedy series The Young Ones.

DebtManPremiumMarkets turmoil like disaster and death in The Young Ones

DEBTMAN: Remember the British comedy series The Young Ones? In one episode, the lads’ bus crashes over a cliff and rolls dramatically. A bit like the markets last week.

Bruce Brammall

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